Out-of Network
Many people that seek out any form of mental healthcare believe that they are required to find a psychologist that is “in-network” and covered by their insurance. This is not necessarily the case. Some of our therapists are is what’s known as an “Out of Network” provider.
Many forms of insurance today cover 50% to 100% of all therapy and mental healthcare, even if the therapist is not in their network. The only difference is that you pay first, and then your insurance company reimburses you for that payment.
If your insurance does not cover therapy or out-of-network providers, we are still able to accept most forms of payment out of pocket and make sure that you receive the support you need.
Benefits of Out-of Network Care
Confidential Diagnosis
Out-of-Network providers are not required to make a diagnosis that will reamain in the person’s permanent medical record
No Session Limits
In-Network providers may be limited by insurance companies in terms of the number of sessions that can be provided and what is covered in those sessions
No Disruptions in Care
Whether changing insurance carriers or losing coverage, you will not lose access to your provider
Fees for Service
Out-of-Pocket Pricing
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Intake Session (2): $225 per session
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Ongoing Therapy Sessions (unlimited): $195 per session
The cost to see one of our Out-of-Network psychologists may be partially covered by insurance. For most clients, insurance will reimburse between 50-80% of session costs. This means that the average cost of sessions can range from $40-$100. Depending on your specific insurance benefits, your out-of-pocket cost could be a little more or a little less.
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Please note that to avoid a full session charge, clients should alert the office and their clinician that they need to reschedule their appointment at least 24 hours in advance of the session. This is important, as it can affect your out of network insurance reimbursement
Melissa Chiasson, PH.D.
LICENSED CLINICAL PSYCHOLOGIST
NOW ACCEPTING NEW CLIENTS IN NEW YORK
